I Need Help Paying Bills

Our approval rates are higher than most online personal loan sites. One reason is because we have a network of over 100 lenders who receive your application at the same time and will fight to offer you a loan before any other lender. The application is super quick and easy, and you get a decision within 2 minutes!

Whether you need help paying rent, utilities, groceries, or other bills, one good solution is a short-term personal loan. Usually, banks won’t approve loans if your credit score is low. A better alternative could be a short-term loan through an online lender. Our lenders will fight for your business and they won’t even run a credit check. Even better, you can receive your cash by the next day.
What Are Personal Loans?
Personal loans can be used for any expense – from paying off credit cards to financing home repairs or even a much needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans are a convenient alternative to bank loans or high-interest credit cards, with online loan request forms and no-hassle automated repayment.

How Much Will the Loan Cost?
The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history and employment history. The APR also depends on the requested loan amount and payoff installment frequency. The loan terms are disclosed during the loan request process when you are directed to the lender’s loan agreement.

How Soon Can I Get Cash?
The time it takes to process a loan and transfer or ACH funds into an individual’s account varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals often receive their loan funds as soon as the next business day after approval. Some lenders may allow same day funding!

Loan Requests Process Within Minutes
Complete our 100% online loan request form and let our lender network get to work for you! Our form is quick & easy and processes in less than 2 minutes. We care about your privacy, so our loan request form is safe & secure. Start your application now so you can get help paying bills!

Online Loans For Any Credit Situation
Bad credit? No problem! We will connect you to our nation-wide network of online lenders and will work to quickly match you with a lender regardless of your credit situation! Lenders are available 24/7 and are ready to process and fund eligible individuals right away! Let I Need Help Paying Bills help you now!

Need Help Paying Bills ASAP – PAYDAY LOANS
Let’s assume you have a bill coming up, and you don’t have the cash to pay it. This can be very stressful, especially if it means your water or electricity is about to be disconnected. A quick way to get cash is to request a payday loan. You can either get these types of loans online or at your local cash advance location. The requirements for these types of loans are simple. You have to promise to pay back what is given. Usually, these loans have a high interest rate, and you do not want to owe money on these types of loans for very long. They give around two weeks to pay them back, hence the term payday loan. The application process is simple, and they do not check credit scores. Therefore, this type of loan is good for people looking for an online personal loan for bad credit. You can request whatever amount is needed and have cash in hand immediately. Although you receive cash then and there, be careful not to fall into a debt trap by not paying back your loan. The only time you should request a payday loan is when you have another means of income coming in soon that will pay that debt off. If you do not follow basic payment plans, then you will end up with massive debt. Payday loans are great to use for immediate situations, but taking out these kinds of loans without the intention to pay them off quickly will leave you in more debt than before. Be wise when choosing your loan company as flexibility is important, and on-time payments are mandatory for you to obtain some extra cash without repercussions. However, if you have a paycheck coming in within the week, but you have a bill that’s due today, payday loans will allow you to make that payment so there is no interruption in services. Missing a bill can hurt your credit, so be sure to pay your bill and your payday loan back in a timely fashion to avoid extra charges and unwanted chaos.

Need Help Paying Bills ASAP – SHORT-TERM LOANS
Another type of online loan to help pay bills is a short-term loan. These types of loans are in place to help those needing to pay off credit cards or other bills. These loans are unsecured, which means they do not require collateral. You don’t have to place personal assets down to obtain financing. These loans are hassle-free, but they tend to have a higher interest rate just like payday loans. The difference between payday loans and short-term loans is that the short-term loan allows you to pay them back over time. This is promising for someone looking for work but has not found anything yet since it gives them more time to pay the loan back. However, the interest rate is high with these types of unsecured loans. They are available to help people with lower credit scores and less money and are burdensome if unpaid for an extended period. The approval rates are high, and as long as you feel confident in your ability to pay back what you’re borrowing plus any accrued interest and fees, you will generally have no issues getting approved. Once accepted, be sure to set reminders and dates when you need to pay it back and ask these loan companies what the interest rate and fees look like to avoid any surprises. Short-term loans are helpful if used carefully and with your overall finances in mind.