Main Services:
Creditplus is a UK-based car finance broker helping customers find suitable finance for cars, vans, motorcycles and motorhomes. Based in Bournemouth, the Creditplus brand has been operating for more than 20 years, giving us extensive experience of the UK motor finance market and an understanding of the challenges customers can face when trying to fund their next vehicle. We work with a panel of established UK lenders, allowing us to search for finance options based on each customer’s individual circumstances. We can assist customers across a wide range of credit profiles, including those with excellent credit as well as people who have experienced missed payments, defaults, CCJs or other credit difficulties. Although acceptance cannot be guaranteed, our broad lender panel and experienced team mean we can explore options that may not always be available directly from a customer’s bank or through a traditional dealership. What sets Creditplus apart is the combination of modern technology and genuinely personal service. Customers can complete an initial application online, but they also have access to an experienced finance adviser who can explain the process, discuss the available options and provide support from application through to completion. We understand that arranging vehicle finance can feel complicated, particularly for customers who are concerned about their credit history, so we aim to make the process as straightforward, transparent and pressure-free as possible. Creditplus is a broker, not a lender. This means our role is to understand what the customer needs, introduce them to an appropriate lender and help coordinate the purchase of their chosen vehicle. Customers are free to find a vehicle themselves, or our team can help them search through reputable UK dealerships. Every proposed vehicle and supplying dealer is subject to appropriate checks before a transaction is completed, providing customers with additional reassurance when purchasing their next car. Our business is independently operated by a team with many years of experience across vehicle finance, customer service, digital marketing and dealership relationships. The current owners previously worked within Creditplus before acquiring the business, giving them a detailed understanding of the company, its customers and the wider motor finance industry. Since taking ownership, they have continued to invest in technology, compliance and customer service while retaining the established Creditplus name and its long history within the market. Transparency and responsible lending are central to how we operate. Creditplus is authorised and regulated by the Financial Conduct Authority as a credit broker, and we work to ensure customers receive clear information about their finance agreement, including the interest rate, monthly repayments, total amount payable and any commission arrangements. Our team also receives ongoing training to identify and support customers who may be vulnerable or need additional help understanding their options. In addition to vehicle finance, customers may be offered optional products designed to help protect and maintain their vehicle, including extended warranty cover and vehicle protection products. These products are never compulsory, and customers can decide whether they are suitable for their needs. Whether somebody is buying their first car, replacing a family vehicle, looking for a van for work or rebuilding their credit history, Creditplus aims to provide a friendly and practical route to vehicle ownership. Our goal is not simply to arrange finance, but to help customers make an informed decision and enjoy a smooth experience from their first enquiry through to collecting their vehicle. For more information or to check your eligibility, visit Creditplus.