Bespoke Wills and Trusts

At “Bespoke Wills and Trusts”, we understand that your legacy deserves more than a one-size-fits-all solution. That’s why we specialise in offering local, personalised, in-depth estate planning services that give you the power to decide.

A generic online Will might suffice for some, but a bespoke Will guarantees complete peace of mind. Recognising the importance of this decision, we’re committed to providing personal guidance every step of the way. With over 14 years of experience in estate planning, Will writing, and arranging Lasting Powers of Attorney for our clients, our expert team addresses all your concerns, ensuring your assets are thoroughly safeguarded and leveraged for your family when the time comes.

We pride ourselves on our personal touch, a crucial element in life planning. Many prefer the comfort of discussing their wishes face to face, which we feel sets our Will Writing Service apart. Moreover, our expertise isn’t limited to Wills. With excellent knowledge of Lasting Powers of Attorney (LPAs) and Trusts, we feel we can offer a level of asset protection that impersonal online platforms cannot match.

Life and death planning should be clear, personal, and accessible. That’s precisely what we provide in the Oldham, Rotherham, Huddersfield, Halifax, Greater Manchester, and West Yorkshire regions. Our local team is here to simplify the process, cut through the jargon, and provide you with a straightforward option for life and death planning.

Passing away without a legally binding Will in the UK means you die intestate, effectively losing control over the distribution of your estate. Government guidelines then dictate the allocation of your financial resources, property, and possessions. These regulations fail to account for individual situations, potentially leading to disagreements and stress for your family.

Further complexities may occur with Inheritance Tax. Inheritance Tax might apply to an estate if its value exceeds the £325,000 threshold. However, when a property is bequeathed to children or grandchildren, this tax-free threshold is elevated to £500,000. Beyond this limit, the applicable tax rate is 40%.

Estates that are transferred to a spouse, civil partner, or charity are exempt from Inheritance Tax.

Additionally, if a partner passes away without utilising their full tax-free allowance, the remaining portion can be transferred to the surviving partner. This transfer can potentially increase the surviving partner’s tax-free threshold to a maximum of £1,000,000 before Inheritance Tax becomes due.

For estates potentially subject to Inheritance Tax, obtaining a professional appraisal for high-value assets, such as real estate or investments, is advisable. This step is crucial as detailed valuations and a comprehensive account must be submitted to HMRC.

When deciding to write your Will, possibly for the first time, you should consider a few points before committing yourself to an appointment with a professional will writer. The Consultant’s job is to translate your instructions into your Will, creating a document that accurately reflects your wishes.

The Will needs to be understood by your Executors and, most importantly, the Probate Court to ensure that it is proven quickly to minimise any problems causing delays and possible hardship to your loved ones.

There are some important questions that you need to consider before meeting with your Consultant. Having many of the answers available will leave more time to discuss the other important issues that may arise during the consultation.

Things to consider when writing a Will include:
• How much is your estate (everything you own) worth?
• Who do you want to inherit your property?
• What should happen to your estate when you die?
• How can you protect yourself if your circumstances change?
• How can you protect your children or any vulnerable dependents?

We aim to ensure that your wishes are held paramount beyond death. We can help simplify the organisation of your estate for your family and minimise inheritance tax for your loved ones. From nominating guardians for your children or pets to setting up trust funds for their future, we work with you to secure the financial security of your loved ones, giving them peace of mind after you have gone.

Want to know more? Schedule a free, no-obligation consultation today to see how we can assist in planning for your and your family’s future.

Why Choose “Bespoke Wills and Trusts”?
As a member of the Society of Will Writers, opting for our services means you gain the following:

• Access to local, skilled, and certified professionals
• The convenience of consultations in your own home
• Flexible scheduling for appointments, including evenings and weekends
• Insurance protection up to £2.5 million
• Specialisation advice on wills, trusts, and lasting powers of attorney.

Preserve your legacy with the personalised care and proficiency that only “Bespoke Wills and Trusts” offers.
Look after your loved one’s future today.