Main Services
Many Realtors and mortgage brokers run into situations where a client wants to buy their next home before selling their current one, but traditional financing often can’t solve the timing. That’s where residential bridge financing can help. At Golden Gate Lending Group, we work closely with mortgage brokers and real estate agents across California to structure buy-before-sell, downsizing, and complex residential bridge loans that allow homeowners to unlock their equity and move forward with confidence. Our specialty is consumer residential bridge lending - helping homeowners access the equity in their current home so they can purchase their next property before the sale of their existing home is complete. We regularly help structure solutions for: • Buy-before-sell moves • Downsizing transitions • Non-contingent purchase offers • Jumbo bridge loans and complex borrower scenarios • Situations where traditional financing timelines don’t work In many cases: • The client can move forward with the purchase without selling first • The Realtor keeps the deal alive and closes the transaction • The mortgage broker can park the deal with us, earn income on the bridge loan, and often place the takeout financing once the home sells Realtors and mortgage brokers often call us when a deal looks complicated or difficult to structure - and together we find a solution that helps move the transaction forward. If you have a client who needs to buy before selling or solve a complex financing situation, I’m always happy to review scenarios. • Clients who want to buy before selling their current home • Competitive purchase situations where timing matters • Transactions that could fall apart due to financing timing • Clients who plan to sell soon and don’t want a long-term loan If you’re a mortgage broker or Realtor dealing with a buy-before-sell situation or a time-sensitive purchase, we’re always happy to be a resource. Trusted by mortgage brokers and Realtors across California when timing matters.