At AOVKompas, we help self-employed professionals in the Netherlands secure income protection through personalized disability insurance guidance \u2014 especially when others say it\u2019s not possible.<\/p>\n
Founded by Martin Dupuis and Norbert Bakker, a seasoned specialist with over 15 years of experience in complex AOV (arbeidsongeschiktheidsverzekering) cases, AOVKompas was created for one purpose: to help freelancers, consultants, and small business owners navigate the confusing world of disability insurance. Many of our clients come to us after being rejected by standard insurers due to medical history, age, or the nature of their profession. Others are simply overwhelmed by comparison tools and legal jargon.<\/p>\n
We\u2019re not an insurance company. We\u2019re not a generic comparison site. We\u2019re a specialized intake and advisory platform that matches entrepreneurs with the best-fitting AOV options \u2014 including niche providers that don\u2019t appear on traditional platforms. What sets us apart is our unique 5-step acceptance strategy, which includes a personal intake, insurer matching based on risk profiles, and tailored support for those who have previously been denied coverage.<\/p>\n