Ebookopedia

Our first 4 e-books are now available to download, through the https://controlallfinances.com/ brand. To provide added value to our readers, the blog at Control All Finances offers thoughts, opinions, and reviews on various finance-related topics such as budgeting, saving, investing, home ownership, financial independence, FIRE, the stock market, and cryptocurrencies. We collaborate with various writers, presenting different points of view.

Ebookopedia started in 2022 intending to provide educational and easy-to-read guidelines on somewhat complex topics. Its founder, Romain Ruchot, has always had a keen interest in saving and investing matters, and specifically a good understanding of the US stock market, being an investor himself.
Indeed after numerous saving and investing discussions with family, friends, and colleagues, the idea of the website was developed.
It was therefore obvious to start with the following e-books: How To Achieve Your Financial Independence, Develop Your Financial IQ, Summer Savings, and 101 Money Saving Tips. We are already working on our next lifestyle publication.

All employees contribute to their pension through taxes paid throughout their work life. However, with an aging population and country deficits, the pension one can expect to receive when they retire is unlikely to cover basic needs. Whilst this is certainly challenging for some households, there is no alternative but to build your own pension pot throughout your life, in order to expect a decent retirement after a life of hard work.

The e-books at Control All Finances cover saving and investing topics, with the increasingly popular topic of Financial Independence. Whilst only a few may achieve their financial freedom, having discipline with saving and managing your expenses is beneficial to all.

The Control All Finances Blog, whilst still in its infancy, hopes to provide practical tips on personal finance matters. More importantly, the goal is to create and engage with a community of both experts and novices in the field. Every individual has a different financial situation, but we can all become financially savvy.

Other than the sale of our e-books, we don’t intend to monetize the website with ads, to make it a place to get the financial guidelines you need efficiently. You can surely get started by reading the Blog articles, which include free-to-download money-saving and budgeting templates.

Saving monthly is not as difficult as you think. For example, some bank applications, particularly online banks, offer cool features to help you save. You can automatically transfer any amount to a “vault”, at your chosen frequency. Let’s say you transfer as little as $1.50 a day to your vault, and your partner does the same; you’d have a combined saving of over $1,000 after a year. Start small, but be regular.

Similarly, with a “save the change” function, it rounds up a card transaction to the next dollar and automatically transfers the difference to a saving account. Let’s say you use your card for $15.30 in a shop, the bank application would debit $16.00 and place $0.70 on a dedicated saving account, which you can access at any time. Daily, this is barely noticeable but is one of the easiest ways to start building savings. The amount saved would depend on how often you use your card, but you could easily reach $100 after a few months, with no effort.

Ebookopedia is certainly ambitious in its growth plan, but creating quality content takes time and no e-book is released without a thorough fact-checking exercise.