United Texas Bank (UTB) is a Texas-based, family-owned financial institution known for combining personalized service with forward-thinking banking solutions. What sets UTB apart is our unwavering commitment to relationship banking — where every client is known by name, not by number. Unlike big-box banks, we specialize in custom financial solutions for individuals, small businesses, and real estate investors across the Lone Star State. Founded by the late Jerry W. Rasansky, a visionary businessman and community leader, UTB was built on principles of trust, discretion, and local empowerment. Today, the bank remains family-led, with a reputation for saying "yes" to businesses when others say "maybe." Some interesting facts: Privately held and Texas-proud, UTB is rooted in Dallas and serves clients statewide with a distinctly local approach. We are one of the few banks in Texas offering dedicated 1031 Exchange services through our affiliate UTB1031, helping real estate investors defer capital gains and grow their portfolios. Our clients include family offices, entrepreneurs, and professionals who appreciate a discreet, efficient, and responsive banking partner. We offer branch-only high-yield CDs, treasury management services for SMBs, and custom commercial real estate lending — all powered by human service and deep market insight. At UTB, banking is personal, strategic, and built around long-term success — not just transactions.
