Main Services
personal banking, business banking, agricultural loans, mortgage loans, online banking, mobile banking, Zelle®, digital payments, fraud protection, scholarship programs
Western State Bank, a family-owned community bank, serves Western Kansas with a focus on personal and business banking solutions. Headquartered in Garden City, Kansas, it operates in several cities including Garden City, Colby, Goodland, Dodge City, Leoti, Scott City, and St. Francis. The bank offers a comprehensive range of services such as checking and savings accounts, various loan options for individuals, commercial enterprises, and agricultural operations. Moreover, it provides specialized financing for oil and gas industries. Digital banking services are also available, featuring mobile banking, Zelle®, and other digital payment options. The bank is dedicated to supporting community initiatives like the Ag Future Scholarship program and offers fraud protection services.
